Growth Investors: Primary Objective is Capital Appreciation.
  • Risk Level Low. Conservative income investors seek the maximum amount of income consistent with a modest degree of risk. They are willing to accept a lower level of income in exchange for lower risk. Equities will typically not be a large percentage of the account.
  • Risk Level Moderate. Moderate income investors seek to balance potential risk with increased income Equities will typically be some percentage of the account.
  • Risk Level High. Long-term income investors seek a significant level of income, and due to their long-term time horizon or other factors they use higher-risk, more aggressive strategies that may offer higher potential income. Equities may be a significant percentage of the account.
Growth and Income Investors: Growth and income investors are willing to forgo a portion of current income in order to provide for potential future growth.
  • Risk Level Low. Conservative growth and income investors seek the maximum growth and income consistent with a relatively modest degree of risk. They are willing to accept lower potential returns in exchange for a lower-risk investment. Equities will typically be some percentage of the account and will typically pay dividends.
  • Risk Level Moderate. Moderate growth and income investors seek to balance potential risk with higher potential growth and income. Equities are typically a significant portion of the account and will typically pay dividends.
  • Risk Level High. Long-term growth and income investors seek a significant level of growth and income, and their long-term time horizon and/or other factors allow them to pursue higher-risk, more aggressive strategies that may offer higher potential returns. Equities are typically the primary asset in the account and will typically pay dividends.
Income Investors: Income investors seek a maximum amount of income given their risk tolerance.
  • Risk Level Low. Conservative income investors seek the maximum amount of income consistent with a modest degree of risk. They are willing to accept a lower level of income in exchange for lower risk. Equities will typically not be a large percentage of the account.
  • Risk Level Moderate. Moderate income investors seek to balance potential risk with increased income potential. Equities will typically be some percentage of the account.
  • Risk Level High. Long-term income investors seek a significant level of income, and due to their long-term time horizon or other factors they use higher-risk, more aggressive strategies that may offer higher potential income. Equities may be a significant percentage of the account.
Capital Preservation Investors: Capital Preservation Investors seek to avoid loss and they are willing to forgo current income and growth in order to minimize the chances their accounts depreciate in value.
  • Risk Level Low. Capital Preservation investors seek to minimize risk. They are willing to accept a lower level of income in exchange for lower risk. Equities will typically not be a large percentage of the account.
(These details are account specific details. You may desire to take on more risk in some accounts than others).