Early management of educational loans and finance has significant long-term benefits. Our goal is to help dental school borrowers expand their financial literacy, make smart decisions about student loans, and manage their student debt wisely.

“If we command our wealth, weshall be rich and free. If our wealth commands us, we are poor indeed.”
-Edmund Burke

Educational Debt

The cost of education is rising, and paying for your education can be scary. Dental students are no exception; almost 90% of dental students graduate in debt, 75% of which have debt exceeding $100,000. Last year, the average indebtedness of both undergraduate debt and dental school debt was over $180,000 for graduating students. Student loans, if not properly addressed, can postpone your point of financial freedom.

Educational Debt for all Dental School Graduates

Source: American Dental Education Association, Survey of Dental School Seniors, 2011 Graduating Class Note: Students with zero debt are included in this average.

*Educational indebtedness is the sum of undergraduate debt and dental school debt for all respondents. **Corrected figures from previous publication. ©2012 American Dental Education Association